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Full cancellation of corporate bank account licenses during the year, corporate account opening is expected to shrink to 2

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Xinhua News Agency, Beijing, January 9 (Reporter Wu Yu) Fan Yifei, deputy governor of the People's Bank of China, said on the 9th that the bank bank account license will be completely abolished in 2019, and will be promoted to Jiangsu and Zhejiang provinces at the beginning of the year. Preparations are implemented in batches.

Bank accounts are an important prerequisite for companies to conduct business activities and obtain various financial services. By the end of September 2018, Chinese enterprises and individual industrial and commercial households had opened a total of 54.88 million bank settlement accounts, accounting for 92% of the total bank settlement accounts.

Fan Yifei said at the State Council policy briefing held by the State Council that the cancellation of corporate bank account licenses and the improvement of bank account service levels are of great significance for supporting enterprises, especially private enterprises and small and micro enterprises to develop and serve the real economy. Since June 11, 2018, the People's Bank of China has piloted the cancellation of corporate bank account opening permits in Taizhou, Jiangsu and Taizhou, Zhejiang. At present, the pilot work is generally stable and the social response is good.

According to reports, as of the end of December 2018, the commercial banks in the pilot areas have opened a total of 45,600 basic deposit accounts for enterprises, including 26,400 small and micro enterprises and 19,200 individual industrial and commercial enterprises. The enterprises open accounts in one to two jobs. Completed within the day.

Fan Yifei said that in the next step, the People's Bank of China will actively support commercial banks to carry out account innovation services that are conducive to serving small and micro enterprises and private enterprises, and will promote the establishment of information sharing mechanisms for enterprises with relevant departments to enhance the ability and efficiency of banks to identify customers. At the same time, clear and compact the account management responsibility of commercial banks, combined with the special action against new types of illegal crimes in the telecommunications network, carry out special law enforcement inspections of corporate account business, punish and correct commercial bank accounts and payment settlement violations.

Full cancellation of corporate bank account licenses during the year, corporate account opening is expected to shrink to 2 -Full-cancellation-of-corporate-bank-account-licenses-during-the-year-corporate-account-opening-is-expected-to-shrink-to-2

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